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Our Office
Our Associates
Craig Richards
Grant Huck
Melissa Brau
Our Mission Statement
Our Services
Our Qualifications
Our Location
Client Forms
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Newsletters
Glossary
What Is a Traditional IRA?
What Is an IRA Rollover?
What Is a Roth IRA?
What Is a SEP IRA?
What Is a SIMPLE?
What Is a 401(k) Plan?
What Is a Roth 401(k)?
What Is a Self-Employed Retirement Plan?
What Are My Retirement Planning Options?
What Is a Required Minimum Distribution?
Retirement Plan Distributions
What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
What Is Stock?
What Is a Mutual Fund?
What Are Dividends?
How Do Mutual Funds and Stocks Differ?
How Do Money Market Mutual Funds Work?
What Is Asset Allocation?
What Does Medicare Cover?
Calculators
Articles
Videos
Newsletters
Glossary
What Is a Traditional IRA?
What Is an IRA Rollover?
What Is a Roth IRA?
What Is a SEP IRA?
What Is a SIMPLE?
What Is a 401(k) Plan?
What Is a Roth 401(k)?
What Is a Self-Employed Retirement Plan?
What Are My Retirement Planning Options?
What Is a Required Minimum Distribution?
Retirement Plan Distributions
What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
What Is Stock?
What Is a Mutual Fund?
What Are Dividends?
How Do Mutual Funds and Stocks Differ?
How Do Money Market Mutual Funds Work?
What Is Asset Allocation?
What Does Medicare Cover?
Documents
IMA (Investment Management Agreement)
IPS (Investment Policy Statement)
ISA (Investment Supervisory Agreement)
IMA (Investment Management Agreement)
IPS (Investment Policy Statement)
ISA (Investment Supervisory Agreement)
Links
Charles Schwab Login
American Funds Login
American Funds 401(k)
John Hancock 401(k) Login
S&A Financial Services, Inc.
Charles Schwab Login
American Funds Login
American Funds 401(k)
John Hancock 401(k) Login
S&A Financial Services, Inc.
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Richards Financial Services

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Address:
106 East 6th Street
Scott City, KS 67871
Phone:
(620) 872-5949
Fax/Other:
(620) 872-5935
E-mail:
admin@richards-financial.com
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Investment Advisory Services provided by S&A Financial Services, Inc. a Registered Investment Advisor, doing business as "Richards Financial Services." A copy of S&A Financial Services, Inc.’s current written disclosure statement discussing the firm’s business operations, services, and fees is available at the SEC’s investment advisor public information website – www.adviserinfo.sec.gov or from the firm upon written request. All content on this site is for information purposes only and should not be considered investment advice. Material presented is believed to be from reliable sources and no representations are made by our firm as to another party’s informational accuracy or completeness. S&A Financial Services, Inc. and its representatives do not provide tax or legal advice and nothing herein should be construed as such. Always consult with your tax advisor or attorney regarding your specific circumstances.

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